In an effort to improve profitability, HomeTrust Bank will close two of its five Tri-Cities branches – including its only Bristol location on the Virginia side of State Street.The other closure is on Johnson City’s West Walnut Street on prime property next to the recently renovated Model Mill.The Asheville, N.C.-based bank is closing nine of its 40 total branches. HomeTrust also cited customers’ rising use of online financial services.Two Johnson City branches will stay open.